ARAG Private Health Insurance in Germany – English Experts Consultation
How Our Private Health Insurance Consultation Process Unfolds
Get 100% free of cost expert guidance through every step of the private health insurance process.
Your Path to Private Health Insurance: Process & Key Steps Explained
1. Initial Inquiry Response
Upon receiving your inquiry, We promptly contact you to understand your current situation, including your existing insurance, marital status, family, and income, ensuring you qualify for private health insurance. We then schedule a video consultation via Microsoft Teams.
2. Video Consultation
During the Microsoft Teams video consultation, We explain the fundamental differences between statutory health insurance (GKV) and private health insurance (PKV). We use screen sharing to guide you through different PKV plans and configure a plan tailored to your needs.
3. Preparation of Proposals
Following our initial discussion, We create detailed comparisons between various private health insurance plans, including those offered by ARAG and other competitive insurers, ensuring the proposals are perfectly aligned with your specific healthcare needs. Then you will receive them via mail.
4. Follow-Up Meeting for Q&A
During our follow-up meeting, We address any arising questions, make any necessary adjustments to the proposals, and perform an in-depth insurability check to cover all health-related queries, ensuring you are fully informed and confident in your choices.
5. Application Submission
For applicants without health concerns, We promptly collect and submit your insurance application. For those with pre-existing conditions, We manage an anonymous pre-inquiry to secure the best possible coverage option – without providing to much information.
6. Finalizing Insurance Transition
Once your application is accepted, We manage the transition from your current insurer to the new one, including canceling your old policy and submitting all necessary documents to your previous insurer and employer, ensuring a smooth & worry-free switch.
Your Path to Private Health Insurance: Process & Key Steps Explained
Initial Inquiry Response
Upon receiving your inquiry, We promptly contact you to understand your current situation, including your existing insurance, marital status, family, and income, ensuring you qualify for private health insurance. We then schedule a video consultation via Microsoft Teams.
Video Consultation
During the Microsoft Teams video consultation, We explain the fundamental differences between statutory health insurance (GKV) and private health insurance (PKV). We use screen sharing to guide you through different PKV plans and configure a plan tailored to your needs.
Preparation of Proposals
Following our initial discussion, We create detailed comparisons between various private health insurance plans, including those offered by ARAG and other competitive insurers, ensuring the proposals are perfectly aligned with your specific healthcare needs. Then you will receive them via mail.
Follow-Up Meeting for Q&A
During our follow-up meeting, We address any arising questions, make any necessary adjustments to the proposals, and perform an in-depth insurability check to cover all health-related queries, ensuring you are fully informed and confident in your choices.
Application Submission
For applicants without health concerns, We promptly collect and submit your insurance application. For those with pre-existing conditions, We manage an anonymous pre-inquiry to secure the best possible coverage option – without providing to much information.
Finalizing Insurance Transition
Once your application is accepted, We manage the transition from your current insurer to the new one, including canceling your old policy and submitting all necessary documents to your previous insurer and employer, ensuring a smooth & worry-free switch.
How Our Private Health Insurance Consultation Process Unfolds